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Mortgage credit scores are evolving. What homebuyers need to know

Mortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green light to use VantageScore 4.0 if they want to.

1 report1 sourceSep 15, 2026, 3:19 PM
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CNBCSep 15, 2026, 3:19 PM

Mortgage credit scores are evolving. What homebuyers need to know

Mortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green light to use VantageScore 4.0 if they want to.

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